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Buying | Quad Cities Real Estate Blog

When to Offer Above the Asking Price

By The Bassford Team on August 6, 2020

When looking to purchase a home, many people are in a situation where their budget is one of – if not the single most – important factors to consider. On the surface, this seems like a fairly straightforward issue: you identify your budget and then you look for homes listed within this price range. While this is certainly a good place to begin, there is an important fact to consider before you set your search parameters in stone. Namely, are you in a situation where you are going to be offering more than the asking price of the home, and, if so, just how much more?

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Over? Under? How to Think About Making an Offer

By The Bassford Team on July 29, 2020

The decision to place an offer on a home is without a doubt one of the biggest ones you will make in your life. Taking this step means that you are able and willing to make a fairly sizable financial commitment, that you know where you want to live, that you’ve found a home worth your time, money, and energy. Once you’ve decided on the house, however, you still have one more question to answer: how much will you offer?

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Taking Ownership During A Pandemic: Disinfecting & Cleaning

By The Bassford Team on July 16, 2020

It can be challenging to find a good source of information on what to do after purchasing a home in the midst of a global pandemic. That’s because this is an entirely new situation requiring an entirely new approach than anything before. We understand just how challenging the new real estate landscape has become, and we are here to help you navigate its intricacies even as they continue to evolve.

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Home Improvement: Handling Your House’s Hardware

By The Bassford Team on July 16, 2020

As promised, we are continuing with our series on home improvements today with some thoughts and advice for those looking to purchase a home. As should be apparent to those who have followed this series from the beginning, our goal is to give you some more options when it comes to purchasing a home based on a few different variables. Because the price of home depends greatly on the condition of the home itself, it makes sense that homes in poorer condition will cost less money. Certainly, this circumstance can lead to frustration. However, for those with a knack for using tools, the need to conform to a budget might in fact be a blessing in disguise.

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Be Your Own Handyman With These Easy DIY Projects

By The Bassford Team on July 14, 2020

So you’ve got a few tools, and you’ve got some time and a little extra cash…how does this change the homebuying landscape for you? This is a great question, and if you’ve been following our blog at all then you know it plays exactly into the direction of our theme during these past few pieces.

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Piecing the Closing Process Together

By The Bassford Team on June 17, 2020

As promised, we’re moving forward today with our series on what exactly closing on a home means, and how to best prepare. In today’s post, we are going to look at some specific pieces of closing and how to complete them.

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What to Expect When Closing on a Home

By The Bassford Team on June 17, 2020

Today marks the beginning of an exciting adventure! Throughout the next numerous posts, we are going to be exploring the various details relating to closing on a house. While you might only be in the beginning stages of homebuying, having a clear idea of the road ahead is useful when it comes to preparing – especially when this preparation concerns your budget.

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Crafting a Competitive Offer

By The Bassford Team on June 17, 2020

Making an offer is sort of like hurling a stone into a void and waiting to hear if it makes a splash. While different areas certainly afford different perspectives on just what the market will do, a fairly consistent trend within the country over the past decade has been that sellers are in the driver’s seat as far as negotiations are concerned. This means that the real estate market has seen more and more instances where a home is selling above its listed price, sometimes by tens of thousands of dollars.

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Home Buying and Debt

By The Bassford Team on June 5, 2020

When buying a home, one of the primary things a person needs to consider is debt. Because of the economic system in which we live, debt will in all likelihood play a large role in your life, if it doesn’t already. Having some idea on how much debt you possess now will greatly aid you when it comes to your home buying prospects, even if the conversation is not exactly fun.

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The Emergency House Fund

By The Bassford Team on June 5, 2020

We talk about money on this blog a lot. Truth be told, we probably don’t talk about it enough. There are very few, if any, financial decisions made by most people to rival that of buying their first home. If you’re a working class person, buying a home can result in a lot of anxiety due to financial concerns and uncertainties. Even if you’re fully employed and doing fine today, the world has proven all too clearly that the situation could change overnight. For this reason, only a small handful of people have the luxury of being able to buy a home without incurring worrisome debt.

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Rich Bassford - CRS, GRIRich Bassford
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